Getting home just got easier with south street mortgage

Discover the easy way home with a mortgage process from a company you can trust.

Simple steps. Real people. No surprises.

THE EASY WAY HOME

THE EASY WAY HOME

the south street way

simple. easy. done right. JUST THE WAY MORTGAGES SHOULD BE.

  • Conventional loans

    Conventional loans are a common choice for buyers with good credit and steady income. They offer low interest rates and flexible terms. You can put down as little as 3% to 5%, but a 20% down payment can help you avoid private mortgage insurance (PMI).

  • FHA, VA, & USDA Loans

    Government-backed loans are mortgages supported by the federal government. They offer lower down payments, easier credit requirements, and good interest rates—great for first-time buyers, veterans, or those buying in rural areas.

  • Non-QM loans

    Non-QM loans, or Non-Qualified Mortgages, are home loans designed for borrowers who may not meet the strict documentation or income verification requirements of traditional (qualified) loans—but still have the ability to repay.

ABOUT US

South Street Mortgage was founded by Austin Shumaker and Ben Leblanc, two experienced professionals who share a common belief: home financing should be transparent, efficient, and tailored to the client—not the lender.

At South Street Mortgage, we’re not just closing loans—we’re building lifelong relationships through trust, clarity, and service that exceeds expectations.